{"id":53,"date":"2017-12-06T22:50:43","date_gmt":"2017-12-06T19:50:43","guid":{"rendered":"http:\/\/www.acilpara.gen.tr\/?p=53"},"modified":"2017-12-06T23:01:22","modified_gmt":"2017-12-06T20:01:22","slug":"senet-kirdirma-senet-bozdurma","status":"publish","type":"post","link":"http:\/\/www.is-ilanlari.org\/acilpara\/senet-kirdirma-senet-bozdurma\/","title":{"rendered":"Senet K\u0131rd\u0131rma &#8211; Senet Bozdurma"},"content":{"rendered":"<div class=\"odntj6a272023181ea\" style=\"float: left;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\n<!-- Enjoylife -->\n<ins class=\"adsbygoogle\"\n     style=\"display:inline-block;width:200px;height:200px\"\n     data-ad-client=\"ca-pub-1834787164780493\"\n     data-ad-slot=\"4807103361\"><\/ins>\n<script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div><style type=\"text\/css\">\r\n.odntj6a272023181ea {\r\nmargin: 5px; padding: 0px;\r\n}\r\n@media screen and (min-width: 1201px) {\r\n.odntj6a272023181ea {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (min-width: 993px) and (max-width: 1200px) {\r\n.odntj6a272023181ea {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (min-width: 769px) and (max-width: 992px) {\r\n.odntj6a272023181ea {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (min-width: 768px) and (max-width: 768px) {\r\n.odntj6a272023181ea {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (max-width: 767px) {\r\n.odntj6a272023181ea {\r\ndisplay: block;\r\n}\r\n}\r\n<\/style>\r\n<p>Senet kar\u015f\u0131l\u0131\u011f\u0131 al\u0131\u015fveri\u015f yapanlar\u0131n, para alanlar\u0131n say\u0131s\u0131 bir hayli fazla durum b\u00f6yle olunca art\u0131k senet ve senette dair ne var ise eksiksiz bilmemiz gerekiyor. Halk aras\u0131nda senet k\u0131rd\u0131rma, senet bozdurma bankalar aras\u0131nda ekonomi dilinde ise bankaya senet \u0131skonto ettirmek nedir \u00a0taraf\u0131n\u0131za aktaral\u0131m ve senetle para i\u00e7in bilmeniz gereken konular\u0131 bununla birlikte sonland\u0131ral\u0131m.<!--more--><\/p>\n<h3><strong>Senet K\u0131rd\u0131rma Nas\u0131l Yap\u0131l\u0131r?<\/strong><\/h3>\n<p>Senet k\u0131rd\u0131rma, senet bozdurma k\u0131saca \u015fu \u015fekilde anlatabiliriz. Elinizde vadesi gelmemi\u015f senet var ve bu s\u00fcre zarf\u0131ndan \u00f6nce paraya ihtiyac\u0131n\u0131z oldu diyelim. Senetti imzalayan tarafa vadesi gelmeden hadi borcunu \u00f6de demek etik olmaz ki bu \u015fekilde borcunuzu alacak ve isteyecek hakk\u0131n\u0131z da yok. \u0130\u015fte bu a\u015famada devreye senet k\u0131rd\u0131rma i\u015flemi giriyor. Senet ile birlikte bankaya gidin ve bu i\u015flemi yapmak istedi\u011finizi belirtin.<\/p>\n<h3><strong>Bankaya Senet Bozdurma<\/strong><\/h3>\n<p>Banka senet bozdurma esnas\u0131nda alaca\u011f\u0131n\u0131z paradan d\u00fc\u015f\u00fc\u015f yapacakt\u0131r. Yani senet \u00fczerinde yazan bedel net olarak elinize ge\u00e7meyecektir. Kesinti miktarlar\u0131 banka taraf\u0131nda belirlenmektedir ve her bankan\u0131n farkl\u0131 kesinti y\u00fczdeleri vard\u0131r. Kesinti y\u00fczdelerinin \u015fubeye giderek \u00f6\u011frenebilirsiniz.<\/p>\n<p>Son zamanlarda <strong>bankalar\u0131n d\u0131\u015f\u0131nda kredi veren \u00f6zel finans \u015firketleri<\/strong> de senet k\u0131rd\u0131rma ve senet bozdurma i\u015flemlerine ge\u00e7i\u015f yapt\u0131lar. \u00a0E\u011fer banka kesinti y\u00fczdesi size \u00e7ok gelir ise bu finans \u015firketlerinden faydalanabilirsiniz. Hatta banka ve finans \u015firketlerini bir kenara b\u0131rak\u0131rsak esnaflara da senet k\u0131rd\u0131r\u0131p, senet bozduran onlarca ki\u015fi var. Bu konuda karar tamamen sizin elinizde ki senetti illa bankaya bozdurmak zorundas\u0131n\u0131z diye bir yasa ya da kaide yoktur. Senet bozdururken maddi kay\u0131p ya\u015fayaca\u011f\u0131n\u0131z\u0131 unutmay\u0131n ve b do\u011frultu da ad\u0131m at\u0131n. \u0130\u015flem sonunda senetti ba\u015fkas\u0131na devretmi\u015f oluyoruz art\u0131k bor\u00e7lu direk sizin yerinize bankaya, \u00f6zel finans \u015firketine ya da esnafa \u00f6deme yapacakt\u0131r.<\/p>\n<p>Senet k\u0131rd\u0131rma ve senet bozdurma i\u015flemlerini de \u00f6\u011frendi\u011finizi d\u00fc\u015f\u00fcnerek art\u0131k senetle para i\u00e7in bilmeniz gereken her konuya h\u00e2kimsiniz diyebiliriz. Hatta senettiniz var, vadesi uzun ve nakit paraya ihtiyac\u0131n\u0131z var ise sizde senedinizi bozdurabilirsiniz. \u00a0\u015eimdi di\u011fer detaylara senet ile para veren kuyumculara, senetle para veren \u015firketlere, ki\u015filere, senetle para al\u0131rken kimlere g\u00fcvenmeliyiz benzeri konulara ge\u00e7i\u015f yapabiliriz.<\/p>\n<div><\/div>\n<div class=\"wohxv6a27202318101\" ><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\n<!-- baglant\u0131 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-1834787164780493\"\n     data-ad-slot=\"2867061526\"\n     data-ad-format=\"link\"><\/ins>\n<script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div><style type=\"text\/css\">\r\n.wohxv6a27202318101 {\r\nmargin: 5px; padding: 0px;\r\n}\r\n@media screen and (min-width: 1201px) {\r\n.wohxv6a27202318101 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (min-width: 993px) and (max-width: 1200px) {\r\n.wohxv6a27202318101 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (min-width: 769px) and (max-width: 992px) {\r\n.wohxv6a27202318101 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (min-width: 768px) and (max-width: 768px) {\r\n.wohxv6a27202318101 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (max-width: 767px) {\r\n.wohxv6a27202318101 {\r\ndisplay: block;\r\n}\r\n}\r\n<\/style>\r\n","protected":false},"excerpt":{"rendered":"<p>Senet kar\u015f\u0131l\u0131\u011f\u0131 al\u0131\u015fveri\u015f yapanlar\u0131n, para alanlar\u0131n say\u0131s\u0131 bir hayli fazla durum b\u00f6yle olunca art\u0131k senet ve senette dair ne var ise eksiksiz bilmemiz gerekiyor. Halk aras\u0131nda senet k\u0131rd\u0131rma, senet bozdurma bankalar aras\u0131nda ekonomi dilinde ise bankaya senet \u0131skonto ettirmek nedir \u00a0taraf\u0131n\u0131za aktaral\u0131m ve senetle para i\u00e7in bilmeniz gereken konular\u0131 bununla birlikte sonland\u0131ral\u0131m.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2],"tags":[79,80,81],"_links":{"self":[{"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/posts\/53"}],"collection":[{"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/comments?post=53"}],"version-history":[{"count":3,"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/posts\/53\/revisions"}],"predecessor-version":[{"id":431,"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/posts\/53\/revisions\/431"}],"wp:attachment":[{"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/media?parent=53"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/categories?post=53"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/tags?post=53"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}