{"id":337,"date":"2017-12-07T00:08:44","date_gmt":"2017-12-06T21:08:44","guid":{"rendered":"http:\/\/www.acilpara.gen.tr\/?p=337"},"modified":"2017-12-06T23:25:52","modified_gmt":"2017-12-06T20:25:52","slug":"kredi-borcu-odemelerimi-yapamiyorum","status":"publish","type":"post","link":"http:\/\/www.is-ilanlari.org\/acilpara\/kredi-borcu-odemelerimi-yapamiyorum\/","title":{"rendered":"Kredi Borcu \u00d6demelerimi Yapam\u0131yorum"},"content":{"rendered":"<div class=\"wncer6a27209bd4b15\" style=\"float: left;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\n<!-- Enjoylife -->\n<ins class=\"adsbygoogle\"\n     style=\"display:inline-block;width:200px;height:200px\"\n     data-ad-client=\"ca-pub-1834787164780493\"\n     data-ad-slot=\"4807103361\"><\/ins>\n<script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div><style type=\"text\/css\">\r\n.wncer6a27209bd4b15 {\r\nmargin: 5px; padding: 0px;\r\n}\r\n@media screen and (min-width: 1201px) {\r\n.wncer6a27209bd4b15 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (min-width: 993px) and (max-width: 1200px) {\r\n.wncer6a27209bd4b15 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (min-width: 769px) and (max-width: 992px) {\r\n.wncer6a27209bd4b15 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (min-width: 768px) and (max-width: 768px) {\r\n.wncer6a27209bd4b15 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (max-width: 767px) {\r\n.wncer6a27209bd4b15 {\r\ndisplay: block;\r\n}\r\n}\r\n<\/style>\r\n<p>En ufak nakit ihtiyac\u0131m\u0131z i\u00e7in hemen bankalara ko\u015far\u0131z. Bankalardan kredi \u00e7ekmemiz kolayd\u0131r. Kredimizi \u00e7ekeriz nakit ihtiyac\u0131m\u0131z\u0131 kar\u015f\u0131lar\u0131z, b\u00fct\u00fcn bunlardan g\u00fczeldir ama \u00f6demeler ba\u015flad\u0131\u011f\u0131 zaman. \u0130\u015fte o zaman zorlanmaya ba\u015flar\u0131z. \u00c7\u00fcnk\u00fc bu devirde kredi \u00f6demeleri hi\u00e7te kolay de\u011fildir. Bu y\u00fczden bir ay iki ay derken \u00f6demelerimiz de aksatmalar ba\u015flatabiliriz. Peki bu durum sonras\u0131 ba\u015f\u0131m\u0131za neler gelir.<!--more--><\/p>\n<p>Kredi borcunuzu en fazla \u00fc\u00e7 ay \u00f6demedi\u011finiz taktirde, banka taraf\u0131ndan takibe d\u00fc\u015fersiniz. Takibe d\u00fc\u015ft\u00fc\u011f\u00fcn\u00fcz zaman banka s\u00fcrekli sizi arar ve borcunuzu \u00f6demeniz gerekti\u011fini hat\u0131rlat\u0131r. Siz hala taksitlerinizi \u00f6deyemiyorsan\u0131z, banka sizi avukata devreder. Tabi t\u00fcm borcunuz ve \u00fczerine ek olarak avukat bor\u00e7lar\u0131 da eklenecektir. Bu devreden sonra di\u011fer t\u00fcm bankalar\u0131n\u0131 sistemlerinde de hacizlik durumunuz g\u00f6z\u00fckece\u011finden dolay\u0131 borcunuzu kapatmak i\u00e7in hi\u00e7bir bankadan da kredi \u00e7ekemezsiniz. Banka avukat\u0131 \u00fczerinize kay\u0131tl\u0131 bir devre m\u00fclk var ise, haciz koyacakt\u0131r.<\/p>\n<h3>Bireysel Kredi Borcu \u00d6denmezse Ne Olur?<\/h3>\n<p>Yoksa, ikametgah\u0131n\u0131za tacizler ba\u015flayacakt\u0131r. Evinizdeki ikinci bir e\u015fyay\u0131 haczedebilirler. \u00c7al\u0131\u015f\u0131yorsan\u0131z da maa\u015f\u0131n\u0131z\u0131n 3\/1 el koyabilirler. Maa\u015f\u0131n\u0131za el koyarlar ve borcum biter diye de d\u00fc\u015f\u00fcnmeyin. \u00c7\u00fcnk\u00fc bankalar burada kurnazca bir durumu ortaya koymaktad\u0131rlar. Kanunlar\u0131n a\u00e7\u0131kl\u0131\u011f\u0131ndan faydalanarak borcunuza g\u00fcnl\u00fck faiz i\u015fletmektedirler. B\u00f6ylelikle maa\u015f\u0131n\u0131zdan kesilse bile s\u00fcrekli faiz i\u015fledi\u011fi i\u00e7in bitmesi uzun s\u00fcrecektir. Maa\u015f\u0131n\u0131zdan borcunuz kesilse bile, yinede bankalardan kredi \u00e7ekemezsiniz. \u00c7\u00fcnk\u00fc kara listeye bir kere girdi\u011finiz ve \u00e7\u0131kman\u0131z i\u00e7in be\u015f y\u0131l ge\u00e7mesi gerekmektedir. \u0130\u015fte hacizlik oldu\u011funuz zaman ya\u015fayaca\u011f\u0131n\u0131z t\u00fcm durumlar\u0131 tek tek anlat\u0131m. T\u00fcm bu durumlar\u0131 ya\u015famamak i\u00e7in \u00f6deyemedi\u011finiz kredi bor\u00e7lar\u0131n\u0131z\u0131 \u00e7\u00f6z\u00fcme ula\u015ft\u0131rmak en mant\u0131kl\u0131s\u0131d\u0131r.<\/p>\n<p><em><strong>Bor\u00e7lar\u0131m\u0131 \u00d6deyemiyorum Ne Yapay\u0131m?<\/strong><\/em><\/p>\n<p>Kredi borcunuzu \u00f6demekte zorluk \u00e7ekti\u011finizde hemen bankan\u0131za gidip, \u00f6deme zorlu\u011fu \u00e7ekti\u011finizi ve yap\u0131land\u0131rmak istedi\u011finizi s\u00f6yleyebilirsiniz. Banka bunun kabul edecektir. \u00c7\u00fcnk\u00fc sizin \u00f6dememe ihmalinizi g\u00f6ze almak istemezler. Borcunuzu tekrar yap\u0131land\u0131rarak daha uzun vadeye b\u00f6lebilir ve taksit \u00f6demelerinizi b\u00fct\u00e7enize g\u00f6re ayarlayabilirsiniz. Ya da ba\u015fka bir bankan\u0131n kredi avantajlar\u0131 size daha uygun oldu\u011funu d\u00fc\u015f\u00fcn\u00fcrseniz, daha takibe d\u00fc\u015fmeden o bankadan borcunuzu kapatmalar\u0131 konusunda kredi \u00e7ekebilirsiniz.<\/p>\n<div class=\"zwotc6a27209bd4a44\" ><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\n<!-- baglant\u0131 -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-1834787164780493\"\n     data-ad-slot=\"2867061526\"\n     data-ad-format=\"link\"><\/ins>\n<script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div><style type=\"text\/css\">\r\n.zwotc6a27209bd4a44 {\r\nmargin: 5px; padding: 0px;\r\n}\r\n@media screen and (min-width: 1201px) {\r\n.zwotc6a27209bd4a44 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (min-width: 993px) and (max-width: 1200px) {\r\n.zwotc6a27209bd4a44 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (min-width: 769px) and (max-width: 992px) {\r\n.zwotc6a27209bd4a44 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (min-width: 768px) and (max-width: 768px) {\r\n.zwotc6a27209bd4a44 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (max-width: 767px) {\r\n.zwotc6a27209bd4a44 {\r\ndisplay: block;\r\n}\r\n}\r\n<\/style>\r\n","protected":false},"excerpt":{"rendered":"<p>En ufak nakit ihtiyac\u0131m\u0131z i\u00e7in hemen bankalara ko\u015far\u0131z. Bankalardan kredi \u00e7ekmemiz kolayd\u0131r. Kredimizi \u00e7ekeriz nakit ihtiyac\u0131m\u0131z\u0131 kar\u015f\u0131lar\u0131z, b\u00fct\u00fcn bunlardan g\u00fczeldir ama \u00f6demeler ba\u015flad\u0131\u011f\u0131 zaman. \u0130\u015fte o zaman zorlanmaya ba\u015flar\u0131z. \u00c7\u00fcnk\u00fc bu devirde kredi \u00f6demeleri hi\u00e7te kolay de\u011fildir. Bu y\u00fczden bir ay iki ay derken \u00f6demelerimiz de aksatmalar ba\u015flatabiliriz. Peki bu durum sonras\u0131 ba\u015f\u0131m\u0131za neler gelir.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[21,29,65],"_links":{"self":[{"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/posts\/337"}],"collection":[{"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/comments?post=337"}],"version-history":[{"count":1,"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/posts\/337\/revisions"}],"predecessor-version":[{"id":447,"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/posts\/337\/revisions\/447"}],"wp:attachment":[{"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/media?parent=337"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/categories?post=337"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.is-ilanlari.org\/acilpara\/wp-json\/wp\/v2\/tags?post=337"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}